Changes in Overdrafts Procedures
We can no longer authorize and pay overdrafts for the following type of transactions unless you ask us to (Opt-In):
- ATM Transactions
- Everyday Debit Card Transactions
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If you choose not to "opt in", we will not be able to authorize and pay an overdraft of this type and your transaction will be declined.
If you want the La Salle State Bank to authorize and pay overdrafts on your ATM and everyday Debit Card transactions, you will need to contact our Customer Service Department and request the "Opt In" option.
Under our standard overdraft practices, we will charge you our current fee each time we pay an overdraft.
Attention Debit Card Customers
MasterCard has implemented a new mandatory security feature to help protect you from fraud.
One of the great things about shopping online is the extra time it gives you to enjoy life offline.
With MasterCard® SecureCode™, now that time can be spent with greater peace of mind. The La Salle State Bank is pleased to bring you this valuable new service to enhance your existing La Salle State Bank Debit account. It’s a private code that brings you added protection against unauthorized use of your card when you shop online.
Everytime you pay online at a participating merchant with your La Salle State Bank MasterCard Debit Card, you’ll be automatically prompted to enter your own private SecureCode – just like entering a PIN at the ATM. With MasterCard SecureCode, only you and the people you designate can make online purchases using your La Salle State Bank MasterCard Debit Card at participating online merchants. And of course, your SecureCode is completely private; known only to you.
Choosing your own SecureCode is quick and easy. You can visit MasterCard SecureCode
and enroll your card by following the simple steps. Or, at participating online merchants, you’ll be prompted to create your own SecureCode prior to checkout. When this happens, a window from the La Salle State Bank will appear and you’ll be guided through the simple enrollment process before your purchase is completed. Once you’ve created your private SecureCode, you can then use it for future purchases at participating online merchants.
If you have questions about how to create or use your SecureCode, please call us at 815-223-8800 for more information.
We Now Offer CDARS - FDIC Insurance Up To $50 Million!
With the Certificate of Deposit Account Registry Service, or CDARS®, you can enjoy up to $50 million in FDIC coverage on your deposits through a single bank - La Salle State Bank.
It's one-stop banking. You deal with only one bank and receive only one statement. Your transaction is handled by someone you know and trust - your banker. And CDs are available in a wide range of maturities - from four weeks to three years.
Individuals and institutional investors around the country are finding peace of mind with CDARS.
It's Here! La Salle State Bank's new "Bounce Guard." A Special Overdraft Privilege Up to $1000 for our Checking Customers! Click here to learn more about "Bounce Guard."
Check out our LSB CheckCard! It acts like a check; yet, it offers all the flexibility, convenience, and safety of a credit card! Click here to learn more about the LSB CheckCard.