Business Banking

Accounts/Services

Business Cash Management & ACH Services

We offer a wide range of Cash Management Services to give you new and efficient ways to manage your cash flow. Services include: Balance and Transaction Reporting, Money Transfer and Disbursement Products, PC ACH Origination, Online Banker Services, and many other convenient state-of-the-art banking services.

LSB ACH Network

Automate your business’s time-consuming, expensive manual processing through the use of the La Salle State Bank’s Automated Clearing House (ACH) Network.

The ACH network is a processing and delivery system that provides for the distribution and settlement of electronic credits and debits among a large number of financial institutions. Through a nationwide telecommunications network, each ACH Operator is able to communicate with other participants to exchange entries quickly and efficiently, regardless of geographic distances involved.

The ACH network is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system governed by the National Automated Clearing House Association (NACHA) and its Operating Rules. The Rules provide the guidelines for the interbank clearing of electronic payments for participating depository financial institutions. The American Clearing House Association, Federal Reserve, Electronic Payments Network and Visa act as ACH Operators or central clearing facilities through which financial institutions transmit or receive ACH entries.

Use the latest technology to perform your business banking electronically. You can receive balance information and perform other financial transactions electronically – all from the convenience of your office.

You’ll benefit from faster transactions, quicker information and fewer errors than with manual processing. As a result, you will have more staff time for other tasks.

You can choose from a wide range of electronic services, including: