La Salle State Bank
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+ Privacy Policy
As of 1/1/2017
| FACTS | WHAT DOES LaSALLE STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
FACTS Why? | WHAT DOES LaSALLE STATE BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
FACTS What? | WHAT DOES LaSALLE STATE BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: (i) Social Security number and income; (ii) Account balances and transaction history; (iii) Credit history and credit scores. When you are no longer our customer, we continue to share your information as described in this notice. |
FACTS How? | WHAT DOES LaSALLE STATE BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LaSalle State Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does LaSalle State Bank share? | Can you limit this sharing? |
|---|---|---|
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Does LaSalle State Bank share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you | Does LaSalle State Bank share? Yes | Can you limit this sharing? No |
Reasons we can share your personal information For joint marketing with other financial companies | Does LaSalle State Bank share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences | Does LaSalle State Bank share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness | Does LaSalle State Bank share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For our affiliates to market to you | Does LaSalle State Bank share? No | Can you limit this sharing? We don't share |
Reasons we can share your personal information For nonaffiliates to market to you | Does LaSalle State Bank share? No | Can you limit this sharing? We don't share |
Questions? | Call Customer Service at 815-223-8800 |
| What we do | |
|---|---|
What we do How does LaSalle State Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees who need to know that information to provide you products and services. |
What we do How does LaSalle State Bank collect my personal information? | We collect your personal information, for example, when you
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What we do Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Defintions | |
|---|---|
Defintions Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Defintions Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Defintions Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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+ La Salle State Bank Fee Schedule
The following fees may be assessed against your account – Effective 1/1/2017
Account Research (One Hour Minimum) | $30.00/hour |
Account Activity Printout (One Free per Statement Cycle) | $1.00/page |
Allowable Overdraft Fee- AOD (fee for paying an item within the allowable overdraft limit ) (Allowable Overdraft fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means that are within your allowable overdraft limit ) Allowable Overdraft Limits are only available through the BounceGuard Program- *Eligibility requirements apply | $30.00 per item |
Account Reconcilement | $30.00/hour |
ATM Cash Withdrawal at Units We Do Not Own or Operate | $2.50 |
ATM International Cash Withdrawal | $3.00 |
ATM 24 Hour Withdrawal Limit | $500.00 |
ATM or Debit Card Replacement | $10.00 |
Auto License Tags | $7.50 |
Cashier’s Check | $5.00 |
Check Orders | Variable |
Collections | $15.00 Plus Other Institution’s Fees |
Deposit Item Returned | $10.00 |
Dormant Account Fee (Charged Quarterly When No Activity for 1 Year & Balance under $100) | $5.00 |
Early Closure of Checking, Savings or Club Accounts (Within 60 Days of Opening) | $25.00 |
Fax | $2.00/first Page $1.00/each Additional |
Garnishments and Levies | $100.00 |
Gift Card | $4.95 |
Microfilm Copies | $2.00 / Page |
Overdraft Fee (fee for paying an item that overdraws the account) (Overdraft fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means) | $30.00 per item |
Returned Item Fee (fee for returning an item unpaid) | $30.00 |
Notary Public Service | $1.00 |
Overdraft Protection (Per Transfer) | $5.00 |
Personal Money Orders: up to $300.00 $300.01 to $500.00 | $2.00 $3.00 |
Photocopies | 0.25 / Page |
Signature Medallion Guarantee: First Guarantee Next Four Guarantees (per guarantee) Each Additional Guarantee | $10.00 $5.00 $3.00 |
Stop Payment | $30.00 |
Subpoena (Plus Research and Copy Fees) | $100.00 |
Telephone Transfer from Account to Account | $5.00 |
The following descriptions will be used when the Ledger Balance can cover items presented for payment, but due to Holds, the Available Balance is insufficient. UCF AOD Paid Item Fee(s)= Uncollected Funds Paid Item Fee within your Allowable Overdraft Limit Allowable Overdraft Limits are only available through the BounceGuard Program-*Eligibility requirements apply UCF Paid Item Fee(s)= Uncollected Funds Paid Item Fee UCF Return Item Fee(s)= Uncollected Funds Return Item Fee | $30.00 per item |
Undeliverable Mail | $5.00 |
Wire Transfers - Domestic: Incoming Outgoing Wire Transfers - International: Incoming Outgoing | $10.00 $25.00 $15.00 $50.00 |
+ Accessibility Statement
La Salle State Bank strives to give all of our customers a pleasurable experience, in person and on our website. Our goal is that you will find our website clear and convenient. No matter what type of device you are on, a desktop computer or a mobile device, we hope you will find the information you need quickly and easily.
To help improve your site visit, we recommend using the latest version of your preferred web browser. This can help you customize viewing by adjusting font sizes and screen options.
If you have any problems using our website please don’t hesitate to contact us at 815-223-8800 or fill out our online question form.
+ State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.