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Loan Rates

Fast, affordable financing.

Consumer Loans Secured By Cash or Cash Equivalents

The interest rate tiers do not apply to consumer loans secured by cash or cash equivalents. All consumer loans secured by cash or cash equivalents are subject to the rates below.

 

Rates are accurate as of 5/1/2017

Collateral TypeBase Interest RateInterest Rate MarginInterest Rate Floor

Collateral Type


LSB Deposit Account or LSB Certificate of Deposit

Base Interest Rate


Current Account Rate or Certificate of Deposit Rate

Interest Rate Margin


Plus 2.50%

Interest Rate Floor


WSJ Prime Rate less 0.25%

Collateral Type


Non-LSB Deposit Account or Non-LSB Certificate of Deposit

Base Interest Rate


WSJ Prime Rate

Interest Rate Margin


Plus 0.25%

Interest Rate Floor


Interest rate at loan closing

Collateral Type


Base Interest Rate


Interest Rate Margin


Interest Rate Floor


*WSJ refers to Wall Street Journal