Loan Rates
Fast, affordable financing.
Consumer Loans Secured By Cash or Cash Equivalents
The interest rate tiers do not apply to consumer loans secured by cash or cash equivalents. All consumer loans secured by cash or cash equivalents are subject to the rates below.
Rates are accurate as of 5/24/2023
| Collateral Type | Base Interest Rate | Interest Rate Margin | Interest Rate Floor |
|---|---|---|---|
Collateral Type LSB Deposit Account or LSB Certificate of Deposit | Base Interest Rate Current Account Rate or Certificate of Deposit Rate | Interest Rate Margin Plus 2.50% | Interest Rate Floor WSJ Prime Rate less 0.25% |
Collateral Type Non-LSB Deposit Account or Non-LSB Certificate of Deposit | Base Interest Rate WSJ Prime Rate | Interest Rate Margin Plus 0.25% | Interest Rate Floor Interest rate at loan closing |
Collateral Type | Base Interest Rate | Interest Rate Margin | Interest Rate Floor |
*WSJ refers to Wall Street Journal