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Personal Savings Accounts

Get your money working for you

Begin. It's never too early to start saving

Mighty Bucks

We think this is the perfect savings account for children and young adults, because it’s never too early to start saving. Get your kids started off on the right financial foot by teaching them to save and manage their money responsibly by opening a MIGHTY BUCKS savings account at LSB.  You’ve got to be 18 years old or younger to qualify, the minimum balance requirement is small, and it pays a competitive variable rate of interest on deposits (compounded daily on your full balance and credited quarterly on your statement date.).  You can find the rate right here on our website.  MIGHTY BUCKS account holders even receive monthly paper statements, so even our youngest customers can watch their money grow!

  • Must be under the age of 18
  • $5.00 deposit to open
  • Competitive variable rate of interest (Rate info available here)
  • Quarterly paper statements

If you think a MIGHTY BUCKS savings account from La Salle State Bank might be the right savings account for you, contact one of our Personal Bankers for more information.

Build.Watch your money grow

Kasasa Saver®

Our unique KASASA SAVER account offers a great way to save when you already have a Kasasa rewards checking account from LSB.  Kasasa Cash® or Kasasa Cash Back® and Kasasa Saver® work together, so the rewards you earn each month on Kasasa Cash or Kasasa Cash Back are automatically deposited to KASASA SAVER.  All you have to do is meet the easy monthly requirements for Kasasa Cash or Kasasa Cash Back which you can learn all about here or here.  Plus, KASASA SAVER also earns its own amazing interest rate!  Like all of our Kasasa products, it’s totally fee free and there is no minimum balance requirement.  There’s so much to like about KASASA SAVER!

Here’s how you can earn more on your savings balances with KASASA SAVER:

  • 0.65% Annual Percentage Yield* on KASASA SAVER balances up to $50,000
  • 0.65 to 0.35% Annual Percentage Yield* on balances over $50,000 (depending on balance in account)
  • 0.05% Annual Percentage Yield*  if qualifications are not met on Kasasa Cash
  • Linked to free Kasasa Cash or Kasasa Cash Back account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • No monthly service fee
  • No minimum balance requirement
  • $50 minimum deposit to open
  • Limit of 6 transfers per month

(*Annual Percentage Yield.  APYs accurate as of 07/01/2018.)

All that, and it’s easy to qualify!

The high savings rate sounds fantastic, but that usually means it’s just to hard to qualify for all the great perks, right?.  That’s not the case with KASASA SAVER®.  Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest KASASA SAVER rate. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking at least once

You’re probably already doing these things anyway.  So, why not earn a higher savings rate for it?  Plus, it’s no problem if you miss a qualification cycle.  Both accounts are still absolutely free and earn our base interest rate.  And you can get back to earning rewards the very next month you qualify.  What’s not to like about that?

Be sure to speak with one of our Personal Bankers to learn more about the benefits of opening a KASASA SAVER savings account at La Salle State Bank.

+ View Kasasa Saver® Qualification Information

Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $50,000.00 receive an APY of 0.65%; and balances over $50,000.00 earn 0.20% interest rate on the portion of balance over $50,000.00, resulting in a range from 0.65% to 0.35% APY depending on the account’s balance. If your Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.05% APY.  Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APY’s accurate as of 07/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number.  There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations and enrollment instructions. Member FDIC. Kasasa is trademark of Kasasa, Ltd., registered in the U.S.A.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Community Savings

Like our Community and Community Premier checking accounts, the COMMUNITY savings account is LSB’s gimmick-less savings account.  If you don’t need anything fancy, but you just want a simple, solid savings account that pays a good rate, then the COMMUNITY savings account might be right for you.  You will earn a competitive rate of interest (rate available here) that is compounded daily on your account balance and paid quarterly so you earn a higher yield.  All deposits, withdrawals, interest earned and ATM transactions will appear on your mailed quarterly statement or your e-Statement.  Plus, with a COMMUNITY savings account, you’ll get access to our very convenient mobile and online banking products.

Here are some of the additional features of the COMMUNITY savings account:

  • $50 deposit to open
  • Convenient e-Statements or quarterly paper statements
  • Mobile and online banking
  • StateFone usage (Get account balances, transfer money between LSB accounts, register your debit card from your phone by calling 815-223-8801.  Password required.)
  • Competitive variable rate of interest (Interest compounded daily on your full balance and credited quarterly on your statement date.)
  • ATM card

If you think a COMMUNITY savings account from La Salle State Bank might be the right savings account for you, contact one of our Personal Bankers for more information on this account and all of our other great deposit account options.

Community Money Market

It’s like a checking account and a savings account had a baby. The COMMUNITY MONEY MARKET account offers the convenience and flexibility of a checking account with the high interest rate of a savings account. This account is meant for customers who need ready access to their larger deposit balances, so a Certificate of Deposit isn’t a good fit, but these customers also want to earn a higher interest rate on their deposits than a regular savings account offers. With a COMMUNITY MONEY MARKET account, you’ll get six checks to use per month, your funds will earn a competitive interest rate (see the rate here), and you’ll have access to our very convenient mobile and online banking products. This account does require a higher initial deposit, requires a higher minimum average deposit, and a maintenance fee can apply if you fall short of the balance requirement, but the COMMUNITY MONEY MARKET account is a convenient way to have access to your funds while earning interest.

Here are some of the additional features of the COMMUNITY MONEY MARKET account:

  • Competitive tiered variable rate of interest (Interest is computed by using the daily balance method and is credited to the account monthly on the statement cycle date.)
  • ATM card
  • Convenient e-Statements or monthly paper statements
  • Mobile and online banking
  • StateFone usage  (Get account balances, transfer money between LSB accounts, register your debit card from your phone by calling 815-223-8801.  Password required.)
  • Maintenance fee may apply  (A maintenance fee of $8 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below the minimum balance as indicated in your account category.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  The $8 maintenance fee is waived by maintaining the minimum average daily balance of $1,000 for the monthly statement cycle.)

If you think a COMMUNITY MONEY MARKET account from La Salle State Bank might be the right way to save for you, contact one of our Personal Bankers for more information.