country road with trees on the right
Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 700 and above
- Tier B – 699 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 700+ Experian credit score with a minimum of 3 credit lines to qualify. On joint applications, the higher of the credit scores will be used to determine APR Tier.
Rates effective as of 10/11/2023
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2024 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.875% | APR* 7.415% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2024-2023 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.375% | APR* 7.009% | Interest Rate (Tier B) 7.125% | APR* 7.765% | Interest Rate (Tier C) 8.375% | APR* 9.025% |
Year of Collateral 2022 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.500% | APR* 7.135% | Interest Rate (Tier B) 7.250% | APR* 7.891% | Interest Rate (Tier C) 8.500% | APR* 9.150% |
Year of Collateral 2021 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.750% | APR* 7.387% | Interest Rate (Tier B) 7.750% | APR* 8.394% | Interest Rate (Tier C) 9.000% | APR* 9.654% |
Year of Collateral 2020 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 7.250% | APR* 7.956% | Interest Rate (Tier B) 8.500% | APR* 9.215% | Interest Rate (Tier C) 9.500% | APR* 10.224% |
Year of Collateral 2019 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 7.500% | APR* 8.208% | Interest Rate (Tier B) 8.750% | APR* 9.467% | Interest Rate (Tier C) 10.000% | APR* 10.728% |
Year of Collateral 2018 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 7.750% | APR* 8.541% | Interest Rate (Tier B) 9.500% | APR* 10.305% | Interest Rate (Tier C) 10.250% | APR* 11.061% |
Year of Collateral 2017 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 8.000% | APR* 8.896% | Interest Rate (Tier B) 9.750% | APR* 10.660% | Interest Rate (Tier C) 10.750% | APR* 11.669% |
Year of Collateral 2015-2016 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 8.250% | APR* 9.285% | Interest Rate (Tier B) 10.250% | APR* 11.302% | Interest Rate (Tier C) 11.250% | APR* 12.311% |
Year of Collateral 2013-2014 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 8.500% | APR* 9.727% | Interest Rate (Tier B) 10.625% | APR* 11.870% | Interest Rate (Tier C) 11.750% | APR* 13.005% |
Year of Collateral 2013 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 9.000% | APR* 10.511% | Interest Rate (Tier B) 11.250% | APR* 12.781% | Interest Rate (Tier C) 12.500% | APR* 14.042% |
Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |