country road with trees on the right
Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 740 and above
- Tier B – 739 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 740+ Experian credit score with a minimum of 5 credit lines to qualify. On joint applications, the lower of the credit scores will be used to determine APR Tier.
Rates effective as of 8/1/2019
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2019 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 4.500% | APR* 5.020% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2019-2018 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 3.990% | APR* 4.603% | Interest Rate (Tier B) 5.250% | APR* 5.872% | Interest Rate (Tier C) 9.750% | APR* 10.403% |
Year of Collateral 2017 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 4.125% | APR* 4.739% | Interest Rate (Tier B) 5.500% | APR* 6.123% | Interest Rate (Tier C) 10.000% | APR* 10.655% |
Year of Collateral 2016 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 4.250% | APR* 4.865% | Interest Rate (Tier B) 5.875% | APR* 6.501% | Interest Rate (Tier C) 10.375% | APR* 11.032% |
Year of Collateral 2015 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 4.500% | APR* 5.181% | Interest Rate (Tier B) 6.000% | APR* 6.691% | Interest Rate (Tier C) 10.500% | APR* 11.222% |
Year of Collateral 2014 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 4.625% | APR* 5.306% | Interest Rate (Tier B) 6.250% | APR* 6.943% | Interest Rate (Tier C) 10.750% | APR* 11.474% |
Year of Collateral 2013 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 5.000% | APR* 5.765% | Interest Rate (Tier B) 6.500% | APR* 7.275% | Interest Rate (Tier C) 11.000% | APR* 11.807% |
Year of Collateral 2012 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 5.375% | APR* 6.224% | Interest Rate (Tier B) 6.875% | APR* 7.755% | Interest Rate (Tier C) 11.375% | APR* 12.287% |
Year of Collateral 2011 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 5.500% | APR* 6.507% | Interest Rate (Tier B) 7.000% | APR* 8.018% | Interest Rate (Tier C) 13.000% | APR* 14.062% |
Year of Collateral 2010 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 6.000% | APR* 7.198% | Interest Rate (Tier B) 7.500% | APR* 8.709% | Interest Rate (Tier C) 13.500% | APR* 14.753% |
Year of Collateral 2009 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 7.000% | APR* 8.485% | Interest Rate (Tier B) 8.500% | APR* 9.997% | Interest Rate (Tier C) 14.500% | APR* 16.042% |