Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 700 and above
- Tier B – 699 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 700+ Experian credit score with a minimum of 3 credit lines to qualify. On joint applications, the higher of the credit scores will be used to determine APR Tier.
Rates effective as of 7/15/2026
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2027 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.000% | APR* 7.225% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2025-2026 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.125% | APR* 7.351% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2025-2026 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 5.875% | APR* 7.322% | Interest Rate (Tier B) 6.125% | APR* 7.576% | Interest Rate (Tier C) 7.125% | APR* 8.592% |
Year of Collateral 2023-2024 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.000% | APR* 7.449% | Interest Rate (Tier B) 6.500% | APR* 7.957% | Interest Rate (Tier C) 7.250% | APR* 8.718% |
Year of Collateral 2021-2022 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.125% | APR* 7.576% | Interest Rate (Tier B) 6.625% | APR* 8.084% | Interest Rate (Tier C) 7.625% | APR* 9.100% |
Year of Collateral 2020 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 6.250% | APR* 7.853% | Interest Rate (Tier B) 7.000% | APR* 8.615% | Interest Rate (Tier C) 7.750% | APR* 9.376% |
Year of Collateral 2019 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 6.750% | APR* 8.547% | Interest Rate (Tier B) 7.500% | APR* 9.308% | Interest Rate (Tier C) 8.500% | APR* 10.324% |
Year of Collateral 2018 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 7.250% | APR* 9.293% | Interest Rate (Tier B) 8.000% | APR* 10.055% | Interest Rate (Tier C) 9.000% | APR* 11.071% |
Year of Collateral 2016-2017 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 7.750% | APR* 10.116% | Interest Rate (Tier B) 9.250% | APR* 11.641% | Interest Rate (Tier C) 9.750% | APR* 12.149% |
Year of Collateral 2014-2015 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 8.250% | APR* 11.063% | Interest Rate (Tier B) 9.750% | APR* 12.588% | Interest Rate (Tier C) 10.250% | APR* 13.096% |
Year of Collateral 2013 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 8.750% | APR* 12.218% | Interest Rate (Tier B) 10.500% | APR* 13.998% | Interest Rate (Tier C) 11.000% | APR* 14.506% |