country road with trees on the right
Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 700 and above
- Tier B – 699 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 700+ Experian credit score with a minimum of 3 credit lines to qualify. On joint applications, the higher of the credit scores will be used to determine APR Tier.
Rates effective as of 10/4/2022
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2022 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 5.375% | APR* 5.900% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2022-2021 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 5.125% | APR* 5.745% | Interest Rate (Tier B) 5.875% | APR* 6.499% | Interest Rate (Tier C) 7.500% | APR* 8.132% |
Year of Collateral 2020 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 5.250% | APR* 5.871% | Interest Rate (Tier B) 6.000% | APR* 6.625% | Interest Rate (Tier C) 8.000% | APR* 8.634% |
Year of Collateral 2019 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 5.375% | APR* 5.997% | Interest Rate (Tier B) 6.375% | APR* 7.001% | Interest Rate (Tier C) 8.500% | APR* 9.137% |
Year of Collateral 2018 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 5.500% | APR* 6.186% | Interest Rate (Tier B) 6.750% | APR* 7.442% | Interest Rate (Tier C) 9.000% | APR* 9.702% |
Year of Collateral 2017 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 5.625% | APR* 6.312% | Interest Rate (Tier B) 6.875% | APR* 7.568% | Interest Rate (Tier C) 9.500% | APR* 10.205% |
Year of Collateral 2016 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 5.875% | APR* 6.643% | Interest Rate (Tier B) 7.625% | APR* 8.401% | Interest Rate (Tier C) 10.500% | APR* 11.289% |
Year of Collateral 2015 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 6.000% | APR* 6.870% | Interest Rate (Tier B) 7.750% | APR* 8.627% | Interest Rate (Tier C) 11.500% | APR* 12.393% |
Year of Collateral 2014 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 6.250% | APR* 7.257% | Interest Rate (Tier B) 8.000% | APR* 9.014% | Interest Rate (Tier C) 12.500% | APR* 13.531% |
Year of Collateral 2013 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 6.750% | APR* 7.944% | Interest Rate (Tier B) 8.500% | APR* 9.699% | Interest Rate (Tier C) 13.500% | APR* 14.714% |
Year of Collateral 2012 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 7.250% | APR* 8.722% | Interest Rate (Tier B) 9.500% | APR* 10.976% | Interest Rate (Tier C) 14.500% | APR* 15.988% |
Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |