country road with trees on the right
Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 740 and above
- Tier B – 739 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 740+ Experian credit score with a minimum of 5 credit lines to qualify. On joint applications, the lower of the credit scores will be used to determine APR Tier.
Rates effective as of 2/1/2022
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New 2022 | Maximum Term Offered 72 Months | Interest Rate (Tier A) 3.750% | APR* 4.256% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2022-2021 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 3.500% | APR* 4.101% | Interest Rate (Tier B) 4.750% | APR* 5.357% | Interest Rate (Tier C) 6.750% | APR* 7.366% |
Year of Collateral 2020 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 3.875% | APR* 4.478% | Interest Rate (Tier B) 5.000% | APR* 5.608% | Interest Rate (Tier C) 7.500% | APR* 8.120% |
Year of Collateral 2019 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 4.250% | APR* 4.855% | Interest Rate (Tier B) 5.500% | APR* 6.110% | Interest Rate (Tier C) 8.000% | APR* 8.623% |
Year of Collateral 2018 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 4.500% | APR* 5.169% | Interest Rate (Tier B) 5.750% | APR* 6.424% | Interest Rate (Tier C) 8.500% | APR* 9.187% |
Year of Collateral 2017 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 4.750% | APR* 5.420% | Interest Rate (Tier B) 6.000% | APR* 6.675% | Interest Rate (Tier C) 9.500% | APR* 10.191% |
Year of Collateral 2016 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 5.000% | APR* 5.749% | Interest Rate (Tier B) 6.500% | APR* 7.256% | Interest Rate (Tier C) 10.500% | APR* 11.274% |
Year of Collateral 2015 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 5.500% | APR* 6.351% | Interest Rate (Tier B) 7.000% | APR* 7.858% | Interest Rate (Tier C) 11.500% | APR* 12.376% |
Year of Collateral 2014 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 6.000% | APR* 6.987% | Interest Rate (Tier B) 7.500% | APR* 8.493% | Interest Rate (Tier C) 12.500% | APR* 13.511% |
Year of Collateral 2013 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 6.500% | APR* 7.670% | Interest Rate (Tier B) 8.000% | APR* 9.175% | Interest Rate (Tier C) 13.500% | APR* 14.691% |
Year of Collateral 2012 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 7.000% | APR* 8.443% | Interest Rate (Tier B) 8.500% | APR* 9.946% | Interest Rate (Tier C) 14.500% | APR* 15.959% |
Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |