country road with trees on the right
Loan Rates
Fast, affordable financing.
Dimmick Township – La Salle County, IL
Consumer Loans Secured by Automobiles, Motorcycles, and Recreational Vehicles
- Tier A – 700 and above
- Tier B – 699 thru 640
- Tier C – 639 and under
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*APR = Annual Percentage Rate. Automobile rates assume a $10,000 loan amount. Confirm all data and rate information, within this website, with a LaSalle State Bank Customer Service Representative.
**To qualify for the APR Tier A, the borrower must have a 700+ Experian credit score with a minimum of 3 credit lines to qualify. On joint applications, the higher of the credit scores will be used to determine APR Tier.
Rates effective as of 5/24/2023
(Interest rates are subject to change without notice)
| Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |
|---|---|---|---|---|---|---|---|
Year of Collateral New | Maximum Term Offered 72 Months | Interest Rate (Tier A) 6.375% | APR* 6.911% | Interest Rate (Tier B) N/A | APR* N/A | Interest Rate (Tier C) N/A | APR* N/A |
Year of Collateral Used 2023-2022 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.125% | APR* 6.757% | Interest Rate (Tier B) 6.875% | APR* 7.513% | Interest Rate (Tier C) 8.500% | APR* 9.150% |
Year of Collateral 2021 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.250% | APR* 6.883% | Interest Rate (Tier B) 7.000% | APR* 7.639% | Interest Rate (Tier C) 9.000% | APR* 9.654% |
Year of Collateral 2020 | Maximum Term Offered 60 Months | Interest Rate (Tier A) 6.375% | APR* 7.009% | Interest Rate (Tier B) 7.375% | APR* 8.016% | Interest Rate (Tier C) 9.500% | APR* 10.158% |
Year of Collateral 2019 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 6.500% | APR* 7.200% | Interest Rate (Tier B) 7.750% | APR* 8.459% | Interest Rate (Tier C) 10.000% | APR* 10.728% |
Year of Collateral 2018 | Maximum Term Offered 54 Months | Interest Rate (Tier A) 6.625% | APR* 7.326% | Interest Rate (Tier B) 7.875% | APR* 8.586% | Interest Rate (Tier C) 10.500% | APR* 11.231% |
Year of Collateral 2017 | Maximum Term Offered 48 Months | Interest Rate (Tier A) 6.875% | APR* 7.659% | Interest Rate (Tier B) 8.625% | APR* 9.422% | Interest Rate (Tier C) 11.500% | APR* 12.331% |
Year of Collateral 2016 | Maximum Term Offered 42 Months | Interest Rate (Tier A) 7.000% | APR* 7.888% | Interest Rate (Tier B) 8.750% | APR* 9.652% | Interest Rate (Tier C) 12.500% | APR* 13.434% |
Year of Collateral 2015 | Maximum Term Offered 36 Months | Interest Rate (Tier A) 7.250% | APR* 8.277% | Interest Rate (Tier B) 9.000% | APR* 10.041% | Interest Rate (Tier C) 13.500% | APR* 14.580% |
Year of Collateral 2014 | Maximum Term Offered 30 Months | Interest Rate (Tier A) 7.750% | APR* 8.970% | Interest Rate (Tier B) 9.500% | APR* 10.736% | Interest Rate (Tier C) 14.500% | APR* 15.780% |
Year of Collateral 2013 & Older | Maximum Term Offered 24 Months | Interest Rate (Tier A) 8.250% | APR* 9.755% | Interest Rate (Tier B) 10.500% | APR* 12.025% | Interest Rate (Tier C) 15.500% | APR* 17.070% |
Year of Collateral | Maximum Term Offered | Interest Rate (Tier A) | APR* | Interest Rate (Tier B) | APR* | Interest Rate (Tier C) | APR* |