Loan Products

Money for when you need it.

Home Equity Program.A smart solution.

When you need to borrow money, La Salle State Bank’s Home Equity Program is the smart solution. Chances are, your home is worth more today than when you purchased it. Our Home Equity Program allows you to use that increased value to borrow for the many things you and your family need and want including:

  • Home Improvements
  • Tuition Payments
  • New Car
  • Debt Consolidation
  • Pay off high interest credit card balances
  • Other major expenses or purchases

Home Equity Program Advantages

A Home Equity Loan is perfect for homeowners who want the security of fixed rates and equal payments.  Let us show you how it might be the perfect product for you.

  1. Tax benefits
    Unlike many other forms of credit, the interest you pay on a home equity loan may be tax deductible. Consult your tax advisor for details.
  2. Exceptionally low interest rates
    Today’s rates are low so there may never be a better time to apply! And, when you use our Home Equity Program to pay off non-deductible, high interest rate bankcards, department store credit cards and other loans, you’ll pay less interest and that means more money in your pocket.
  3. Use the money any way you choose
    Use our Home Equity Program to finance a new car, send a child to college, consolidate bills, make home improvements, pay off credit card charges or for any reason you choose.
  4. Flexible repayment terms
    We offer a variety of repayment options designed to meet your individual needs, including eLSB Internet Banking, our Internet Banking Solution.