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Personal Savings

Savings and investment opportunites

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Hennepin, IL

Certificates of DepositThe perfect way to save and grow your money

A Certificate of Deposit (CD) is a deposit account in which you invest a fixed sum of money at a fixed interest rate for a fixed term. These deposits have a variety of terms and flexible interest payment options depending on the account’s term. After the account is opened, you may not make additional deposits into, or withdrawals from the account until the maturity date.

All LSB Certificates of Deposit offer competitive rates of interest and are insured up to the FDIC maximum amount per depositor.

+ See Our Certificate Short-Term Options

  • 31,91, or 182 day terms available
  • Minimum deposit of $1000.00 to open the account
  • Interest is compounded and credited at maturity
  • Penalty for early withdrawal. Fees could reduce earnings
  • Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal of interest could reduce earnings.

+ See Our Certificate Short-Term Options

  • 12,18,24,30,36, and 60 month terms available
  • Minimum deposit of $1000.00 to open the account
  • Interest is compounded quarterly
  • Interest is credited quarterly and can be added back to the cd, or paid in the form of a check or deposit into your LSB checking/savings account.
  • Penalty for early withdrawal. Fees could reduce earnings
  • Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal of interest could reduce earnings.

Contact a Customer Service Representative today and
ask about our CD Specials and Heavy Rate products.