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Personal Checking

Discover the right account for you.

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Hennepin, IL

Kasasa®Saves money for you.

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HIGH EARNINGS

Kasasa Cash®

Earn interest on your checking account, plus ATM withdrawal fee refunds – nationwide.*

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CASH BACK

Kasasa Cash Back®

Get cash back on everyday purchases, plus ATM withdrawal fee refunds – nationwide.*

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MUSIC + MORE

Kasasa Tunes®

Save big on iTunes®, Amazon.com® or Google Play™, plus ATM withdrawal fee refunds – nationwide.*

+ Compare Our Kasasa Checking Accounts

*View each Kasasa® account page for complete details.

Build.Community Checking & Advantage

Community Checking Account

As part of the Community, you’ll feel right at home with the Community Checking Account.

+ View Community Checking Account Details

  • $100 Deposit to Open
  • Convenient E-Statements or Paper Statements
    Check copies are no longer returned with paper statements. A $1.50 fee will be imposed each statement cycle for all statements delivered with check copies. The customer must “opt in” to receive check copies with paper statements. Check copies are free when the customer receives e-statements.
  • Mobile and Online Banking
  • StateFone Usage
    Get account balances, transfer money between LSB accounts, register your debit card from your phone by calling 815-223-8801 (Password required).
  • Bill Pay
    $3.00 per month will be imposed only if no bill pay transaction is completed within the month
  • ATM/Debit Card
  • Bounce Guard
    Subject to eligibility requirements. As long as you maintain your account in good standing, we may honor overdrafts up to the “LSB Bounce Guard” limit of $500.00 on your account. A fee of $30.00 will be imposed for every item paid utilizing LSB Bounce Guard (Please refer to our current fee schedule). You must bring your account to a positive balance at least once every 30 days. Normally we will not approve an overdraft in excess of the predetermined amount assigned to your account type. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you.
  • GenGold®
    Free for the First 3 Months and $5/Month Thereafter. GenGold® is an Optional Product. GenGold® is free for the first three months after opting in to the product, and the low monthly fee as indicated in your account category. You must choose to “opt in” to the GenGold® product. You can “opt out” at any time by visiting one of our locations, or by phoning us at 815-223-8800. An “opt out” form will be kept on file.
  • Waived Maintenance Fee
    A maintenance fee of $8.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below the minimum balance as indicated in your account category. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The $8.00 maintenance fee is waived by maintaining the minimum average daily balance for the monthly statement cycle of $100, or by signing up for e-statements.

Community Advantage Account

When you are looking for more from your checking account, take advantage of the benefits that come with the Community Advantage Account.

+ View Community Advantage Account Details

  • $100 Deposit to Open
  • Outlooks Extra Package – includes:
    • No bank fee for issuance of Cashier’s Checks and Money Orders.
    • No bank fee for license sticker renewals
    • Free notary service
    • Free photocopies (10 per month)
    • Discounted APR on selected new loans and lines of credit
      Receive a discounted Annual Percentage Rate (APR) for selected new loans and lines of credit when your monthly payment is automatically deducted from any LSB account. All loans, lines of credit and credit cards are subject to credit approval.
    • No rental fee on safe deposit box for the first year
      Applicable to a small box fee, larger boxes will be at a discounted rate.
    • One free box of checks per year
      LSB reserves the right to select the style of checks when ordering. Should the customer request a different style, the difference in cost will be paid by the customer.
  • Convenient E-Statements or Monthly Paper Statements
    Check copies are no longer returned with paper statements. A $1.50 fee will be imposed each statement cycle for all statements delivered with check copies. The customer must “opt in” to receive check copies with paper statements. Check copies are included when the customer receives e-statements.
  • Mobile and Online Banking
  • StateFone Usage
    Get account balances, transfer money between LSB accounts, register your debit card from your phone by calling 815-223-8801 (Password required).
  • Bill Pay
    $3.00 per month will be imposed only if no bill pay transaction is completed within the month
  • ATM/Debit Card
  • Bounce Guard
    Subject to eligibility requirements. As long as you maintain your account in good standing, we may honor overdrafts up to the “LSB Bounce Guard” limit (determined by the account type) on your account. A fee of $30.00 will be imposed for every item paid utilizing LSB Bounce Guard (Please refer to our current fee schedule). You must bring your account to a positive balance at least once every 30 days. Normally we will not approve an overdraft in excess of the predetermined amount assigned to your account type. We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you.
  • GenGold®
    Free for the First 3 Months and $2.50/Month Thereafter. GenGold® is an Optional Product. GenGold® is free for the first three months after opting in to the product, and the low monthly fee as indicated in your account category. You must choose to “opt in” to the GenGold® product. You can “opt out” at any time by visiting one of our locations, or by phoning us at 815-223-8800. An “opt out” form will be kept on file.
  • Low Monthly Maintenance Fee of $5/Month