Business Banking

Accounts / Services

Optional Business Account Services


With the La Salle State Bank’s MasterCard or VISA BusinessCard, your organization is provided with an effective way to monitor and control business related expenditures. Keep business and personal expenses separate when you shop, travel, or entertain. Embossed with your Company’s name, the LSB BusinessCard makes it easier to track business expenses and leaves your other credit lines available for personal, non-business related expenses. And, since business expenses are tax deductible, LSB BusinessCard members will receive an annual Recap Report. This report gives you the documentation you need for tax purposes. Each year, you receive a detailed summary of your annual business expenses, with convenient subtotals by charge category (hotel, airline, restaurant, etc…).


LSB StateFone can be reached at 815-223-8801. With StateFone bank-by-phone system, you’re provided with 24-hour convenience every day of the week. Our system will allow you to conduct most of your routine banking right from the phone. Using StateFone is easy… simply have your Account Numbers and the Primary Account holder’s Social Security Number ready when you call. (When using StateFone for the first time you will be asked to establish a Personal Identification Number.)

With our StateFone system, you can:

  • Investigate Account Balances & Cleared – Check Status
  • Transfer Funds Between Accounts
  • Investigate Loan Balances & Interest Information


LSB Night Deposit Bags are available at all three convenient LSB locations. Nightly deposits may be made at any hour, at any location. Arrangements may be made to have your deposit bag opened and deposited to your account, without you having to be present, by 9 A.M. the next business day.


A wide range of Cash Management Services is available which provides new and efficient ways to manage your cash flow. Services include: Balance and Transaction Reporting, Money Transfer and Disbursement Products, PC ACH Origination, Online Banker Services, Merchant Processing, and many other convenient state-of-the-art banking services.


Automate your business’s time-consuming, expensive manual processing through the use of the La Salle State Bank’s ACH Network. The ACH network is a processing and delivery system that provides for the distribution and settlement of electronic credits and debits among a large number of financial institutions. Through a nationwide telecommunications network, each ACH Operator is able to communicate with other participants to exchange entries quickly and efficiently, regardless of geographic distances involved. The financial industry developed the ACH network to improve the payments system, designing it as an electronic alternative to paper checks.

You can choose from a wide range of electronic services, including:

  • Direct Deposit
  • Electronic Direct Payment
  • Electronic Data Interchange (EDI)


Through the Overdraft Protection Plan, your LSB Savings Account serves as an emergency cash line tied to your checking account so you won’t have to worry about the embarrassment of returned checks or costly overdraft service charges. Various other plans are available, including credit lines. Talk to us about what is right for you.


Whether you need to open a checking account, disburse and collect funds, use credit to effectively expand operations, or need to insure your business and employees, you can depend on us to help your business prosper. Ask us about our Business Advantage Management package, today!


When you sign your business up for LSB Payroll Direct Deposit, your employees can receive an LSB checking account with “no monthly fee!”


Whether you appreciate the flexibility of the Internet, or you prefer to track your finances using personal financial software; such as, Microsoft® Money, Quicken®, or QuickBooks® software — our eLSB Internet Banking solution awaits you. We offer a full Internet solution which includes: Cash Management, Bill Pay, and eLSB Internet Banking with these convenient service abilities:

  • View account balance information
  • Review checks cleared and deposits credited status
  • Transfer funds between accounts
  • Make loan payments
  • Set up automatic payments for monthly bills such as mortgages or car loans


Our Internet Banking solution can also help streamline your accounts payable process. With eLSB Bill Pay you can schedule one-time and recurring payments, and view past and present payment activity over the Internet. You can even tie invoice information (like invoice number and adjustment amount) to your payments. Bill Pay is quite simply the quickest, easiest way to pay your bills.

Once you begin using LSB Internet Bill Pay, you’ll find it:

  • Convenient – You can pay anyone, anytime, and anywhere in the U.S.
  • Cost-Effective – eLSB Bill Pay saves you check, stamp and envelope expenses, trips to the post office, and most of all… your time!


Our Internet Banking service is protected under the latest and most powerful Internet security platform. We utilize an Internet bank processing unit whose team of technical security specialists work toward ensuring that all financial transactions and data transmissions are completed in a secure Internet environment.


Simply click on the Internet Banking icon at the top of this page or, visit us at any of our convenient locations in La Salle, Peru, and Utica.