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Shippingsport Bridge – La Salle, IL

Privacy Policy

As of 1/1/2017

FACTS

WHAT DOES LaSALLE STATE BANK DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limwit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LaSalle State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does LaSalle State Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call Customer Service at 815-223-8800

What we do

How does LaSalle State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also restrict access to nonpublic personal information about you to those employees who need to know that information to provide you products and services.

How does LaSalle State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • LaSalle State Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • LaSalle State Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • LaSalle State Bank doesn’t jointly market.

La Salle State Bank Fee Schedule

The following fees may be assessed against your account - Effective 1/1/2017

Account Research (One Hour Minimum)

$30.00/hour

Account Activity Printout (One Free per Statement Cycle)

$1.00/page

Allowable Overdraft Fee- AOD (fee for paying an item within the allowable overdraft limit )

(Allowable Overdraft fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means that are within your allowable overdraft limit )

Allowable Overdraft Limits are only available through the BounceGuard Program- *Eligibility requirements apply

$30.00 per item

Account Reconcilement

$30.00/hour

ATM Cash Withdrawal at Units We Do Not Own or Operate

$2.50

ATM International Cash Withdrawal

$3.00

ATM 24 Hour Withdrawal Limit

$500.00

ATM or Debit Card Replacement

$10.00

Auto License Tags

$7.50

Cashier’s Check

$5.00

Check Orders

Variable

Collections

$15.00 Plus Other Institution’s Fees

Counter Checks

$1.00 per four

Deposit Item Returned

$10.00

Dormant Account Fee (Charged Quarterly When No Activity for 1 Year & Balance under $100)

$5.00

Early Closure of Checking, Savings or Club Accounts (Within 60 Days of Opening)

$25.00

Excessive Withdrawals from Savings (no more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party). Applies to all Statement and Mighty Bucks Account Lines

$10.00 per month

Fax

$2.00/first Page $1.00/each Additional

Garnishments and Levies

$100.00

Gift Card

$4.95

Microfilm Copies

$2.00 / Page

Overdraft Fee (fee for paying an item that overdraws the account)

(Overdraft fee applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means)

$30.00 per item

Returned Item Fee (fee for returning an item unpaid)

$30.00

Notary Public Service

$1.00

Overdraft Protection (Per Transfer)

$5.00

Personal Money Orders:

up to $300.00

$300.01 to $500.00

 

$2.00

$3.00

Photocopies

0.25 / Page

Signature Medallion Guarantee:

First Guarantee

Next Four Guarantees (per guarantee)

Each Additional Guarantee

 

$10.00

$5.00

$3.00

Stop Payment

$30.00

Subpoena (Plus Research and Copy Fees)

$100.00

Telephone Transfer from Account to Account

$5.00

The following descriptions will be used when the Ledger Balance can cover items presented for payment, but due to Holds, the Available Balance is insufficient.

 

UCF AOD Paid Item Fee(s)= Uncollected Funds Paid Item Fee within your Allowable Overdraft Limit Allowable Overdraft Limits are only available through the BounceGuard Program-*Eligibility requirements apply

UCF Paid Item Fee(s)= Uncollected Funds Paid Item Fee

UCF Return Item Fee(s)= Uncollected Funds Return Item Fee

 

$30.00 per item

Undeliverable Mail

$5.00

Wire Transfers - Domestic:

Incoming

Outgoing

Wire Transfers - International:

Incoming

Outgoing

 

$10.00

$25.00

 

$15.00

$50.00

Accessibility Statement

La Salle State Bank strives to give all of our customers a pleasurable experience, in person and on our website. Our goal is that you will find our website clear and convenient. No matter what type of device you are on, a desktop computer or a mobile device, we hope you will find the information you need quickly and easily.

To help improve your site visit, we recommend using the latest version of your preferred web browser. This can help you customize viewing by adjusting font sizes and screen options.

If you have any problems using our website please don't hesitate to contact us at 815-223-8800 or fill out our online question form.