See the latest products and promos from LSB.
Mortgage Promo.We'll make your first payment
If you are thinking about purchasing a new home, now is a great time to be looking. Mortgage loan rates are still low, and there are great deals to be had. At LSB, we’re giving money away to home buyers! Qualify for a home mortgage loan at LSB, and we’ll make your first mortgage payment for you. This offer is limited to mortgage loans on the purchase of your primary residence only. The home must be a residential property. The bank will make your first principal and interest payment up to $750 on your mortgage. That’s right! If you’re monthly principal and interest payment is less than $750, we’ll make the full payment for you. If your monthly mortgage payment is $750 or more, we’ll apply a $750 payment against your first month’s principal and interest payment, and you will only need to pay the difference. It’s really a great deal and unlike anything we’ve offered before!
This offer is available for a limited time only. This offer will apply to qualifying borrowers who submit applications between April 1, 2019 and July 31, 2019 and who close on the purchase of their new home on or before December 31, 2019. Borrowers must meet all the regular loan underwriting and qualification standards of the bank. Unfortunately, this offer does not apply to refinance transactions or loans for the purchase of rental properties.
If you’d like to learn more about this fantastic promotion, give us a call at our La Salle location (815-223-8800) and ask for Janette or our Peru location (815-223-8802) and ask for Brenda. Our Mortgage Loan Officers would be thrilled to help you through the home buying process.
For a quick peak at our home loan interest rates, click here.
Mobile Banking.Take LSB wherever you go
It’s always great to see you at the bank, but we know our customers sometimes find it more convenient to do their banking from home, or anywhere else for that matter. Our state-of-the-art mobile banking app allows you to take the bank with you wherever you go. With this app, you can enjoy the convenience of Mobile Check Deposit, as well as easily transfer funds, make loan payments, and check your balances in real time. The app is easy and free to download and even easier to use. We think you’ll love having the ability to do your banking on the fly from anywhere and at any time. It’s like having all the power of LSB in your back pocket.
For more information on how to download and use the LSB mobile banking app, give us a call and ask for one of our Personal Bankers in La Salle at 815-223-8800 or in Peru at 815-223-8802.
Kasasa.Interest, Refunds, and Rewards
The La Salle State Bank is pleased to be able to offer our customers the family of checking and savings accounts known as KASASA®. The accounts are all FREE and give you the choice between a checking account that pays a high rate of interest on deposits, a checking account that offers cash back on every day purchases, and a checking account that offer rewards on purchases from iTunes®, Amazon.com®, and Google Play™. ATM withdrawal fee refunds (nationwide!) are also offered on each of the KASASA checking accounts. Opening a KASASA checking account allows you to open a KASASA savings account which pays a healthy interest rate on deposits to that account as well.
Of course, as with seemingly all things in banking, you do have to meet some qualifications in order to receive the benefits of a KASASA account, but even if you don’t, the account will remain free and you can try to qualify again in the next Monthly Qualification Cycle. And qualifying is pretty easy. You’re probably already doing these basic banking activities each month anyway:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking at least once
There are a lot more details you should know before deciding which KASASA account is right for you. You can learn more by visiting this page of our website, or you can always call the bank and ask for one of our Personal Bankers to give you the full run down. Call our La Salle office at 815-223-8800, our Peru branch at 815-223-8802, or our Utica branch at 815-667-4232. We’d love to introduce you to the great benefits these accounts offer.